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Bill Knudson

Mortgage Rates Update: August 16th, 2024

Upcoming releases:

 

  • The next new jobs release Sept 6  


  • The next CPI release is September 11  Down from 3.0% to 2.9%


  • The next Fed meeting is Sept 18

 

For the week ending 8.15.24 Mortgage rates INCREASED 2bp to 6.49%.


For a $100,000 loan the monthly payment INCREASED $1.00 and to $631/mo or $0.04/day.

 

Mortgage rates INCREASED 2bp while the 10 Year Treasury rates were DECREASED 7bp for the week ended 8/15/24. Spread increased 9bp to 257bp. With the historical spread being 168 there now exists a “safety cushion” of 89bp above the historical spread.

 

The historic spread between the 10 Year Treasury and mortgage rates is 168pb (see green line, right axis) and currently is 89bp above historical norm.










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