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Bill Knudson

Mortgage Rates Update: August 2nd, 2024

Upcoming releases:

 

  • The next new jobs release Sept 6   8/2/24 114,000 vs 7/5/24 206,000.  This assures the Fed that the economy is NOT overheating and a rate cut on Sept 18 is much more likely.

  • The next CPI release is August 14    

  • The next Fed meeting is Sept 18

 

For the week ending 8.1.24 Mortgage rates DECREASED 5bp to 6.73%.


For a $100,000 loan the monthly payment DECREASED $3.00 and to $647/mo or $0.11/day.

 

Mortgage rates DECREASED 5bp while the 10-year Treasury rates decreased 28bp for the week ended 8/1/24. Spread increased 23bp to 274bp. With the historical spread being 168, a “safety cushion” of 106bp is now above the historical spread.

 

Mortgage rates DECREASED 5bp while the 10-year Treasury rates decreased 28bp for the week ended 8/1/24. Spread increased 23bp to 274bp. With the historical spread being 168, a “safety cushion” of 106bp is now above the historical spread.






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