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Bill Knudson

Mortgage Rates Update: August 30th, 2024

Upcoming releases:

 

  • The next new jobs release is Sept 6 (weekly unemployment filings have been flat in August)


  • The next CPI release is September 11 (likely to move from 2.9% to 2.5% as the Aug 2023 data falls out of the CPI annual 12-month rolling calc)


  • Next Fed meeting is Sept 18.

 

For the week ending 8.29.24 Mortgage rates DECREASED 11bp to 6.35%.


For a $100,000 loan the monthly payment DECREASED $7.00 and to $622/mo or $0.24/day.

 

Mortgage rates DECREASED 11bp while the 10 Year Treasury rates were INCREASED 1bp for the week ended 8/29/24. Spread decreased 12bp to 248bp. With the historical spread being 168 there now exists a “safety cushion” of 80bp above the historical spread.

 

The historic spread between the 10-year Treasury and mortgage rates is 168pb (see green line, right axis) and currently is 80bp above the historical norm.










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