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Bill Knudson

Mortgage Rates Update: August 9th, 2024

Upcoming releases:

 

  • The next new jobs release is Sept 6  


  • The next CPI release is August 14  (this coming Wednesday)


  • The next Fed meeting is Sept 18

 

For the week ending 8.8.24 Mortgage rates DECREASED 26bp to 6.47%.


For a $100,000 loan, the monthly payment DECREASED $17.00 and to $647/mo or $0.57/day.

 

Mortgage rates DECREASED 26bp while the 10-year Treasury rates were unchanged for the week ended 8/8/24. Spread decreased 26bp to 248bp. With the historical spread being 168 there now exists a “safety cushion” of 80bp above the historical spread.

 

The historic spread between the 10-year Treasury and mortgage rates is 168pb (see green line, right axis) and currently is 80bp above the historical norm.










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